Affordable Housing is housing that is available to people of low to moderate income at a reasonable price. Affordable housing, unlike market rate housing, has affordability controls limiting the price for at least 30 years. Housing is considered “affordable” if the household pays approximately 28% or less of the household’s gross income on housing costs. Affordable housing is priced to be affordable to households earning up to 80% of the area median income for the region in which the affordable housing is located.  To see current income limits, please click here.

Applying for Affordable Housing

Individuals interested in applying for affordable housing should contact the Administrative Agent. The Municipal Housing Administrative Agent for Monroe Township is:

Direct Dial (856) 481-7044
Phone: 856-690-5749 | Fax: (856)-690-5622 |

The Municipal Housing Liaison serves as the municipality’s primary point of contact on affordable housing issues.

R.E.N.E.W. with Monroe HOME OWNERSHIP Program:  the R.E.N.E.W program assists qualified low- and moderate-income buyers purchase affordable housing in the Township.  For more information and to apply, click here.

R.E.N.E.W. with Monroe RENTAL Program for LANDLORDS:  Landlords in Monroe Township that are interested in renting to low- and moderate-income households, please click here.

Rentals and Re-Sales: When an affordable housing unit is being sold or rented, it must be sold/rented to another low- and moderate-income household.  To see if any affordable housing unit is being sold or rented, please click here.

The Willows at Justin Commons: The Willows at Justin Commons is a 132-unit affordable rental community in the heart of Monroe Township, featuring one-, two- and three-bedroom apartments. The apartments at Justin Commons offer residents modern, fully-equipped kitchens with premium appliances, hardwood flooring, central air, private patio/balcony and storage space. All the apartments offer energy-efficient appliances, lighting and heating/cooling systems. Community amenities include a full-service community room, on-site management, laundry facilities, off-street parking, bike racks, playground and is pet-friendly. Voucher holders welcome. To apply to The Willows at Justin Commons, click here.

Housing Authority of Gloucester County

Public Housing – Unit Based Assistance (Family/Elderly): The Authority owns and operates 62 scattered-site single-family houses, located in Deptford Township, West Deptford Township, Monroe Township and Washington Township for certified eligible very low-income families.  These dwellings consist of 2-, 3- and 4-bedroom homes.  Applicants may express a desire to live in a specific community.  Certified families pay 30% of their adjusted income, minus an allowance for tenant supplied utilities. 

Public Housing – Unit Based Assistance (Elderly or Disabled): The Housing Authority owns and operates a one-bedroom apartment building designed for elderly or disabled persons over the age of 50. Tenants pay 30% of their adjusted monthly income towards rent and utilities.  The apartment building is:

Carino Park Apartments

100 Chestnut Street, Williamstown, NJ

100 Apartments including 15 units with modifications for physical disabilities

To contact the Housing Authority of Gloucester County, click here.

Additional locations for affordable housing are listed at the New Jersey Housing Resource Center at, a website that was established by the New Jersey Housing and Mortgage Finance Agency.  The site is an on-line, searchable database of affordable housing in the State.  Available units are listed with contact and application information.

The New Jersey Guide to Affordable Housing can be found at  The guide is a listing compiled by the New Jersey Department of Community Affairs Division of Codes and Standards. It lists all types of affordable housing by county. The housing units on the list have a variety of qualification requirements, including age-restricted housing and housing for the developmentally disabled.

Fair Housing and Equal Housing Opportunities

It is unlawful to discriminate against any person making application to buy or rent a home with regard to race, creed, color, national origin, ancestry, age, marital status, affectional or sexual orientation, familial status, disability, nationality, sex, gender identity or expression or source of lawful income used for mortgage or rental payments.

For more information on discrimination or if anyone feels they are a victim of discrimination, please contact the New Jersey Division on Civil Rights at 1-866-405-3050 or 

Housing Rehab for Low- and Moderate-Income Households

The purpose of the Housing Rehab program is to address code related items and weatherization needs for homeowners and renters who are low to moderate income.  The types of repairs covered are electric, plumbing, heating, roofing, structural issues, windows, doors handrails, steps, smoke and carbon monoxide detectors, painting and siding.  Additions and interior decorating are not eligible.  Please click here for more information on the Monroe Township Housing Rehabilitation Program and to submit an application.

(Post Attached Flyer: Monroe Township- HR Flyer 8-6-20)

Monroe Township Annual Monitoring Report

 As required in Sections 15 and 16 of the Township of Monroe Township’s Settlement Agreement with the Fair Share Housing Center, and in accordance with the Township’s Affordable Housing Ordinance, the Township will provide an annual report of trust fund activity to the  New Jersey Department of Community Affairs, Council on Affordable Housing, or Local Government Services, or other entity designated by the State of New Jersey, with a copy provided to Fair Share Housing Center and posted on the municipal website, using forms developed for this purpose by the New Jersey Department of Community Affairs, Council on Affordable Housing, or Local Government Services.  The reporting shall include an accounting of all housing trust fund activity, including the source and amount of funds collected and the amount and purpose for which any funds have been expended, as well as the status of all affordable housing activity within the municipality.   To view the report, click here.